Consider variable annuities when growing retirement savings and working toward other long-term financial goals. Diversifying an investment portfolio with a variable annuity can yield potentially higher returns and provide certain benefits for those willing to take the risk that comes with investments.

Advantages for You

  • Several advantages exist with variable annuities:
  • Tax-deferred accumulation
  • Control of distribution among several investment options (individuals choose their own allocations)
  • Ability to invest conservatively or aggressively for potentially higher returns
  • Option to transfer among stock or bond subaccounts tax-free
  • Investment flexibility can provide greater protection from inflation (compared to fixed annuities that retain a set interest rate)
  • Multiple payment options
  • Availability of death benefits

Saving with an Annuity